Why should anyone opt for a personal loan?

When you are in dire need of cash, a personal loan can be your saviour. Most of the personal loans are unsecured, which does not require you to pledge your assets like property, home, gold, etc.

The best possible way to get a personal loan in Bangalore is by applying with NBFCs (Non-Banking Financial Companies) as they quickly approve and instantly disburse your loan amount into your account in a few hours. Moving ahead, let us discuss the features and benefits of availing a personal loan in Bangalore.

Instant to approve – You can now apply for a personal loan in Bangalore, right from the comfort of your home. Because the application process is paperless and completely carried out online. If you can qualify for the eligibility criterion set by your lender and complete all the other formalities, your loan application will be approved instantly. Based on the lender you have chosen the loan amount will be disbursed within a few hours to a few days into your account.
Minimal paperwork – Just by submitting only a few mandatory documents concerning your identity, residence, and income as proofs, you will be approved with a personal loan in Bangalore. The loan application process is fully digital and there are no additional documents taken from you.
Flexible to repay – Because of the increase in demand for personal loans in Bangalore, many lenders are offering loans under relaxed guidelines. You have the advantage of choosing a tenure which suits your needs. So, you can pay the loan amount as per your convenience and with extreme financial ease.
Transparency – It is advisable to choose a lender who offers loans with no hidden charges and under complete transparency. So you can avail the loan after knowing all the terms and conditions beforehand.
Eligibility for a personal loan

The eligibility criterion slightly differs from one lender to another. To qualify for a personal loan in Bangalore, the most common eligibility criteria followed:

You must be more than 21 years of age
Must be of Indian nationality and
Should earn a good source of income
Documents that are to be submitted for a personal loan

The basic documents requested by your lender while approving your loan is:

Identity proof – Aadhar/Driving license/Passport etc.,
PAN card
Address proof – Driving license/Utility bills/Aadhar etc.
Last 3 months payslips
Photo or a selfie
Conclusion

Because of Bangalore’s lifestyle and cost of living, many individuals may face financial troubles. To balance yourself financially, it is always advisable to opt for a personal loan in Bangalore. Check out for one of the best lenders like FlexSalary. They provide loans throughout India, and you can get instant access to money if you have a cash crunch.

Global stock markets: Dow 30, -0.6%; S&P 500, -0.8%; Nasdaq, -1.3%; Nikkei, -0.3%; Hang Seng, +0.1%; KOSPI, +0.5%

Last week, Nifty started on a negative note, fell more than 2.2%. However, it found support at its 21-DMA on Monday. In the next four sessions, the volume of shares traded dried up relatively. On Friday, it succumbed to selling pressure, taking cues from global markets. Selling was seen across the sectors, with Maruti Suzuki India (+1.7%) being the only advancer for the day. Friday’s action qualified as a distribution day as the fall was more than 0.2% on volume higher than the previous session. During the last week, the index added two distribution days (Monday and Friday). However, the distribution day registered on July 30 expired on Thursday. Overall, it has five distribution days.

During the week, all the sectoral indices closed lower, led by Nifty PSU Bank (-8.9%) and other financial related sectors. Realty (-5.5%) and Energy (-3.4%) also succumbed to selling pressure.

The market status was recently changed to an Uptrend Under Pressure. We will be slightly cautious while initiating fresh long positions. We will change the status to a Downtrend if two or three more distribution days are added or if Nifty breaches its 50- and 200-DMA. On the flip side, the status will be shifted back to a Confirmed Uptrend if Nifty retakes the 11,795 level (high made during the recent rally).

Key News

Info Edge (India) (Nse), General Insurance Corp Of India and R P P Infra Projects will report their Q1 FY21 results today.

Repco Home Fin. reported Q1 FY21 results yesterday. Revenue from operations was up 2.9% y/y to Rs 337.71 crore. It reported a profit of Rs 69.50 crore, compared with a profit of Rs 67.4 crore for the same quarter last year.

National Aluminium (Nse) reported Q1 FY21 results yesterday. Revenue from operations was down 33.8% y/y to Rs 1,380.6 crore. It reported a profit of Rs 16.7 crore, compared with a profit of Rs 98 crore for the same quarter last year.

O’Neil Market Condition Report

For the 24 emerging markets tracked by our institutional research team, the market status breakdown is as follows: Confirmed Uptrend, 54%; Rally Attempt, 8%; Uptrend Under Pressure, 30%; Downtrend, 8%.

For the 24 developed markets tracked by our institutional research team, the market status breakdown is as follows: Confirmed Uptrend, 17%; Rally Attempt, 0%; Uptrend Under Pressure, 70%; Downtrend, 13%.

Buy Watchlist:

Bharti Airtel, Biocon (Nse), Balkrishna Industries, Sun Pharm.Industries, Multi Cmod.Ex.Of India, Indian Energy Exchange, Infosys, Tata Consultancy Svs., Escorts, and Aurobindo Pharma

The advent of smartphones and the internet has revolutionized communication among us. First, we communicate via phone calls, then shifted to SMS. And, now we all moved to WhatsApp. WhatsApp is a popular messenger app that provides an instant messaging facility.

People are moving away from calls to text messages. Reasons are

Text is more convenient than the call. They can check the messages on their own time
Texts are less disruptive than the phone calls
Privacy: Texting is a private communication channel
Texting convenient than the Calls where the atmosphere is noisy
For Multitasking
Less stressful because it does not require immediate attention, we can respond at our convenient time.

When coming to texting, WhatsApp is quite popular in the world. Today, active WhatsApp user is more than 1 billion, which means it reached every corner of the world.

What makes WhatsApp famous among millennials?

It is free to send/receive messages
We can send multiple images, files, documents, locations & contacts
We can easily see the person to whom send message received & also, seen or not
Easily set profile picture & update bio
Get an idea about, to whom we communicate, is online OR last active hours

In SMS, it cost us to send messages. We can’t send images, documents, files through SMS. Also, it does not show the person to whom we message has seen the text. We can not update bio & profile photos. Because of these reasons, SMS has losing its popularity.

Why SMS Marketing is Not Effective Nowadays?

When SMS was a common mode of communication among users, businesses use this platform to send their offers and discount on their products & services to their customers. Now, people consider this as a spammer, do not open the messages unless it is more relevant.

For start-ups & small businesses, SMS Marketing is a waste of their precious time, money, and energy because almost no one bothers to open a message to read, they just swipe away & delete it. Also, it has a character limit & not equip to send visuals. In this era, millennials prefer visuals to text. Customers do not prefer to solve their queries by SMS.

WhatsApp Marketing For Businesses

WhatsApp is a mobile app that enables us to send messages to anyone in the world for free. It cost us nothing to send messages, images, and documents. It offers us many ways (images, audio, videos, documents, files, etc.) to communicate with consumers.

WhatsApp Vs SMS Marketing

WhatsApp has end-to-end encryption which makes it very secure.
It cost us to send SMS, on the other hand, WhatsApp is free
We create groups on WhatsApp to send product updates, but in SMS it is not possible
In SMS, it has a text limit and can’t have the functionality to send images, video, documents, etc.
Open Rate in SMS – 98%, whereas in WhatsApp – 99%

People are, nowadays, ignore SMS mostly but hardly ignore WhatsApp messages. For businesses, it is important to find a platform that has a high customer base and better ROI. Businesses can easily save up to 50% on marketing costs using WhatsApp & increase 50% their ROI.

However, manage to have a handy list of customer contacts is no more difficult, separate out contacts that using WhatsApp is quite hard. You check manually and send messages each one by one, but it cost your time & energy.

Here is the one app, Export Contacts For WhatsApp, that quickly filters out contacts that using WhatsApp into a single file. Also, we can chat with our customers without saving their number & send bulk messages to contacts. The Application works on Mobiles as well as Windows Desktop. Unlimited Contacts can be exported at a time.

It is easy to use this app.

º Launch the Application

º Click on Export Contacts

º A Pop-up Window will generate asking you to Enter the file name

º Enter the file name as per your requirement and Click Export

º Successful Message and Location of Exported File Will be displayed

(Exported file is directly stored in the Mobile for usage)

For texting, Whatsapp has become more famous. It is a very flexible tool and has features to create groups, send images, videos, documents, locations. These reasons make WhatsApp marketing more effective than SMS Marketing.

What are cockroach startups
Comparing startups with cockroaches is also a very interesting subject.

Cockroach survives even in nuclear war, so today investor is also searching for such startups, which even if they do not get next level investment, at least business will continue.

Every startup dreams of becoming a unicorn, in his thoughts the business strategy is also according to the unicorn.

Every startups should also plan while making a business plan that if it does not get funding and if it is delayed in getting funding, then how will the business it is planning be completed?

Will the team he is carrying with him, if funding is not received or is late, how will he pay their salary and how will the operational expenses be met.

Every startups think that their idea is the most unique and fundable idea, but sorry, it does not happen.

Don’t know how many ideas are born everyday but only a few ideas reach the next level.

Startups Mindset
Today, the biggest reason why investors want to invest in cockroach startups is their mindset.

The startup does all the planning on the basis of the idea, makes a business plan, prepares the presentation and works with a very positive mindset and convinces his heart and mind that what he is going to do is exclusive and as soon as he presents Investors will shower money on him.

But he does not want to think that what will happen if the project is not funded.

He does not have the answer to this because if someone asks him about this, he will think that he is thinking negatively.

Rather, thinking about the negative aspect and finding its solution in advance will be considered as a positive approach.

So I request all those startups to think about every aspect of the business and then jump into the field of funding.

Whether the money is yours or that of the investor, give value to it and invest in the right direction. Today we see in daily news that he got funding, he got funding, someone is raising rounds for marketing and someone is raising for capacity increase, the condition of some is that their loss value is more than sale value, that they spend 750 to get a sale of 500 with the thought that the customer will become theirs. It is their thinking that they will change the shopping behavior of the customer but in most of the cases startups fail to do so and in the end who is the investor.

Sustainable unit economics is key
As we have already discussed, the business should be self-sustainable, money is needed to grow any business, if funding is not available, then at least it will continue.

As we saw in covid time, it started raining for edtech startups and they were also getting funding.

See the difference of thinking here, did the startups think that the lockdown that happened in covid will continue forever and the investor’s thinking also matters here whether the lockdown will never open.

One of their thoughts may also be that a person has never been locked at home for so long and now his behavior will change, if the behavior does not change then the business will be sustained. But human nature does not like to be locked up, what was its impact, startups which started thinking of covid in covid time are either closed today, or are waiting for a merger or someone acquired and bought them and are sitting in this wait…READ MORE….

The whole objective of organizing dome projection, in any event, is to present a more influential and engaging experience for the viewers by visual stimulation. The immersive technology generates a 360-degree visual reality onto the spherical overhead of the dome supported by the software-based projection incorporated with light and sound while offering the viewers an immersive experience at a hemispherical angle without having to wear any special spectacle.

During the last couple of years, this innovative idea has grasped the attention of various brands to employ it as a highly effective promotional tool. Aside from the marketers and businesses the potential of the immersive technology to generate infinite creative opportunities has made it increasingly popular for other events and industries including education, healthcare, corporate training, medical conference as well as social events like concert parties, wedding ceremonies, etc.

Contextually, it’s worth mentioning, that the success of your dome projection event, irrespective of it is intended to promote a new brand, medical seminar, workforce training, or wedding celebration party, depends immensely on the depth of technological understanding, experience, expertise, specialization of the content production team that you are likely to work with. Therefore, when completing projection into a dome to make your forthcoming event credible, engaging, and memorable to your audience or guests, ensure that you are joining hands with a real professional with a highly successful track record in the industry.

However, finding the right crew could seem challenging for you in the mass of service providers in the industry. The article suggests you follow five practical steps to reach the most desired professionals faultlessly and productively.

1. Complete Your Homework

Homework with due diligence is your foremost step to go ahead. You need to consider three factors including

• The objective of your event/ theme;

• How much are you need (based on the volume of your invitees and program details)

• Consider your budget.

First of all, make sure on the above factors which will come in handy to make realistic research and accordingly hire the right community capable to meet your objective and event t deliverables within your budget.

2. Research Well

Although depending on referrals from your friends, associates and other like-minded professionals can be a helpful source, however, since not all dome projection programs are of equivalent types, depending on the complexity and extent of your event, make sure to research through the internet for a specialized dome projection team.

3. Know the Background

Knowing the background of a service provider in the domain should be your priority concern. As you browse the website, check what they do, their background, specialty area, key members, and the standard of clients they have worked with. Remember, that status of clientele is a major emblem that tells the value of the group.

4. Type of Domes/ Services

Whether you should go for a geodesic dome or an inflatable one for your dome projection should be decided based on the type and volume of space you need, the number of guests or participants, your funding, etc. Both are equally popular while inflatable domes are gaining faster demand due to their many advantages.

So, accordingly, check whether it’s equipped with complete dome solutions while you need to verify the size of domes, their capacity, installation time, etc. Typically, due to the structural complexity and multifaceted activities for setting up, geostatic domes take a longer time nearly 2 weeks while installation of inflatable can be done even within a few hours. Make sure that the company is capable to provide a complete range of solutions having expertise in

• Dome designing and developing,

• Dome projection,

• Content development,

• 360 projection mapping,

• Interactive program designing, and

• Consultancy

5. Project Portfolio

Although we have placed this topic at the last step, you can consider it as the first step as well. Because when it comes to dome projection, the project portfolio that it has performed is the most crucial decisive factor for you. Spend enough time to study the different types of dome projection works that it has handled earlier. The richness of the projects, the clients for whom they are being designed, what are the comments, etc. Thorough research of the portfolio, section will give you a great insight into the creativity level, recognition, and success story of the team.

Children are often at risk of getting tangled up in cords while playing around a window. Cordless blinds in Sydney come in many different types, such as pleated shades that drape across the top but do not touch or pull on any cords to open them. They can be mounted inside or outside windows and have no hanging cords near children’s reach level for added safety.

Some blinds and shutters in Sydney come with motorized operation, making it much safer and easier to open and close your window treatments. You can also find motorized shutters, that are made of vinyl, aluminium or wood. These styles come with both inside and outside mounting options to suit your home’s needs. Motorized window treatments offer the ultimate child protection because they will close themselves without any cords for a hands-free closure system.

It’s important to maintain your cordless or motorized window treatments with regular cleaning. For help, consult the manufacturer instructions that came with your product. If you have a problem and can’t find the answer in their documentation, call customer service for help, because it is always best to follow the right guidelines given by the manufacturer rather than doing something on your own that may damage the window treatment.

Which types of window treatments can be motorised?

Motorised window treatments are a great option for homes with children. With this type of treatment, you don’t have to worry about cords or other items that could potentially be dangerous if they’re pulled on by little fingers.

Some options of window treatment types available in motorized option are:

Roller Blinds – The classic and cost-effective roller blinds in Sydney are a very popular choice among home owners with young families. They are very easy to operate and install and are one of the most low-cost blinds around.
Honeycomb Blinds – A more expensive type of blinds but one that provides greater effects in terms of insulation and noise cancelling. These blinds have air pockets (or cells0 which trap air within them creating an insulative barrier between the window and the room. So, they are ideal for the hot summer months as well as the cold winter months.
Roman Blinds – Roman Blinds in Sydney are also very popular, because they add a lot of style and elegance to a room. Made of fabric, you can select it in different types of fabric, textures and colours to suit your specific needs.
Vertical Blinds – These are a low cost, easy to maintain type of blind. Ideally suited for home offices.
Panel Glides – Panel Glides offer great design aesthetics and style for the room, as well as space saving properties. These panels move along a track and stack up at the end when fully open. They can be made in solid colour or even prints, depending on your style ethos.

Almost all of these window treatment options provide great privacy and light control, offer stylish designs and some are even helpful in providing your home with the best possible insulation and noise cancelling properties. They are ideal for homes with little children, not only because they can be motorized for their safety, eliminating choking hazards that are apparent with cords and chains, but are also great for their rooms, to ensure that only the required amount of light seeps in, helping them to sleep better (we all know how difficult it is to get kids to sleep, right?).

As a parent, you know that your children’s safety is the most important thing. Windows are an area of concern for many parents because they provide easy access to the outside world and can be dangerous if not properly secured. With cordless window treatments you have all the benefits of traditional blinds or shutters without any cords or chains dangling around near potentially hazardous areas in your home.

If you are looking for the best options in terms of blinds and shutters in Sydney which are suitable for homes with children, speak to your local supplier and get their advice. They will be able to better help you with selecting the absolute best. They will also have a wide selection of materials, colours and styles available, so you won’t have to compromise on aesthetics.